Why the At-Fault Driver May Already Have a Lawyer—And Why You Should Too
After a car accident, you might assume everyone involved is trying to figure things out just like you. But the truth is, if the other driver was at fault, there’s a strong chance they’ve already contacted their insurance company—and possibly even hired a lawyer. That can put you at a disadvantage if you’re trying to handle everything on your own.
The Insurance Company Has a Legal Team—So Should You
As soon as a claim is filed, insurance companies activate their own team of lawyers and adjusters to protect their interests. Their goal is simple: limit how much they pay out. If the at-fault driver’s insurance provider believes there’s a risk of a large payout, they may act quickly to:
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Investigate the scene
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Dispute your injuries
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Question who’s really at fault
Without legal representation of your own, you could be left vulnerable to lowball settlements or outright claim denial.
What Happens If You Don’t Have a Lawyer?
Trying to handle a personal injury claim on your own might seem doable, especially if your injuries don’t seem severe at first. But here’s what you risk:
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Accepting an unfair settlement: You might receive an offer that doesn’t cover all your medical expenses, lost wages, or pain and suffering.
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Being blamed for the accident: Without someone protecting your interests, the other party could twist the facts.
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Missing critical deadlines: Texas has a statute of limitations for filing personal injury claims. Waiting too long could mean losing your right to recover damages.
Why You Deserve Legal Support Too
When you hire a personal injury lawyer, you’re leveling the playing field. Your attorney can:
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Investigate your accident thoroughly
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Collect and preserve key evidence
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Negotiate directly with the insurance company
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Take your case to trial if necessary
Most personal injury lawyers work on a contingency fee basis, meaning you don’t pay unless they win your case. So hiring a lawyer isn’t about spending money—it’s about protecting your future.
Don’t Assume Everything Will Work Out
It’s easy to trust that the system will treat you fairly—but the reality is, insurance companies have no obligation to look out for your best interests. They’re looking out for their bottom line.
If the at-fault driver already has a lawyer (or their insurer does), you need someone who knows the law and can advocate for you just as aggressively. Especially in more serious accidents, where the stakes are high, legal representation is not a luxury—it’s a necessity.
Final Thoughts
If you’ve been in a car accident and the other driver was at fault, chances are their insurance team is already working to minimize your claim. Don’t give them the upper hand. Contact a car accident attorney as soon as possible to ensure your rights are protected and you receive the compensation you deserve.